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When you’re hurt in a rental car crash in Chicago, the stress can feel too much to handle. You face pain from injuries, worry about car damage and confusion about insurance. You need help from someone who gets it.
At Conboy Law, we help victims of rental car accidents recover. Our team fights for you while you focus on what matters most: getting better.
We at Conboy Law have years of hands-on experience handling rental car accident cases. We know these cases have special problems that require specific legal skills.
Rental car crashes differ from regular accidents. They often involve many insurance companies. They include questions about liability insurance and collision damage waiver options. They raise issues about who’s really at fault. That’s why you need a lawyer who knows rental car cases well.
When you choose us, you get a Chicago car accident lawyer who fights hard for you. We push for fair compensation for your injuries and losses. In fact, we aim for maximum compensation in every case. We stand with you as a car accident victim from your first call until we resolve your case.
Chicago welcomes thousands of visitors each year who rent cars for work and fun. O’Hare and Midway airports attract so many people that rental vehicles fill our streets and highways daily.
This high number of rental cars on unfamiliar roads creates perfect conditions for crashes. When these accidents happen, victims face a maze of legal and insurance problems that go beyond those in typical car accident cases.
Unfamiliarity with rental vehicles often leads to accidents. When driving a car that’s different from your own, even simple actions can require extra focus, raising the risk of a crash.
Common causes of rental car accidents in Chicago include:
Our car accident attorneys understand that these factors don’t make your pain any less real. That’s why we examine all parts of your crash to build the strongest possible case.
Key statistics about rental car accidents from the Illinois Department of Transportation reveal a concerning pattern:
Rental car accident claims bring layers of complexity that don’t exist in standard car crash cases. You’re not just dealing with two drivers and their insurance—you’re facing rental agreements, company policies, and multiple insurance layers.
The rental agreement you signed has key details about liability coverage and who pays for what after a crash. Without legal help, you might miss vital parts that affect your right to payment.
Insurance questions can be tricky. Between your personal auto insurance, the rental company’s insurance, personal accident insurance, credit card coverage, and the other driver’s policy, figuring out who should pay for your injuries takes skilled legal help.
Finding who’s legally responsible forms the basis of your rental car accident claim. This process involves carefully studying the crash details, reviewing all insurance policies, and analyzing the rental agreement terms.
In Illinois, liability follows specific rules that can greatly impact your case. Our Chicago rental car accident lawyers know how to work with these rules to protect your interests and secure proper payment for your injuries.
In rental vehicle accidents, fault often extends beyond the drivers involved. The car rental company could be partly responsible if it didn’t maintain the vehicle correctly or if it rented the car to someone who wasn’t qualified to drive.
Vehicle makers could be liable if defective parts played a role in the crash. Even maintenance crews who worked on the rental vehicle might bear some blame if their work was faulty.
While the at-fault driver is often the main focus, we check all possible sources of liability in your case. This careful approach often leads to additional insurance coverage that might not be obvious at first, improving your chances for maximum payment.
Illinois follows “modified comparative negligence” rules. This means your percentage of fault may reduce your payment. If you’re found to be more than 50% responsible, you could lose your right to any payment.
For example, if your personal injury claim is worth $100,000 but you’re found 20% at fault, you would get $80,000. This is why having skilled car accident lawyers is vital—we work to minimize any fault assigned to you.
When you hire Conboy Law, we start a complete study of your rental car accident. This begins with visiting the accident scene, taking photos, and talking to witnesses while memories are fresh.
We gather and review police reports, traffic camera footage, and vehicle damage evidence. For complex cases, we bring in accident experts who can scientifically explain the crash.
Our team also gets maintenance records for the rental vehicle and reviews the rental agency’s policies. This detailed approach allows us to build strong evidence that supports your claim and counters attempts to shift blame to you.
As a car accident victim, you may be entitled to several types of compensation:
We fight to recover compensation for every part of your losses. Our goal is to secure the fair payment you need to move forward after your rental car accident and help with all medical bills from your injuries sustained.
In Illinois, the statute of limitations for filing a personal injury lawsuit is two years, beginning on the date the injury occurred. This deadline is strict—miss it, and you likely lose your right to payment forever.
For claims related to damages to property, there is a five-year limit. But waiting can hurt your case in other ways, as evidence disappears and witnesses forget details. The sooner you contact our Chicago car accident lawyers, the better positioned we are to build a strong claim.
After an accident, your first step should be to seek medical attention right away. This creates a record of your injuries and starts your treatment. Then, call us to begin your legal claim before time runs out.
We begin by gathering all evidence related to your crash, including police reports, witness statements, medical records, and the rental agreement. This careful documentation forms the base of your claim.
Next, we figure out the full value of your damages, talking with medical and financial experts when needed to project future costs. This careful valuation ensures we don’t settle for less than what your case is truly worth.
We handle all talks and negotiations with insurance adjusters and the insurance company representative. This protects you from tactics meant to reduce your payment and allows us to present your case in the strongest possible light.
Here are answers to some common questions we get from car accident victims involved in rental vehicle crashes:
Your personal health insurance or auto insurance policy may cover your medical costs. We will then seek repayment from the at-fault party’s insurance.
Your own policy’s uninsured motorist coverage may apply. We also check for coverage through the rental car insurance or your credit card benefits. Many credit card companies offer supplemental insurance when you use their card to rent a car.
Each case is different, but most rental car accident claims take between 6 and 18 months to resolve, depending on their complexity and the severity of the injuries.
Yes. You should report the accident to your personal auto insurance company and the rental company right away. We can help guide you through this process to ensure adequate coverage.
Absolutely. As a passenger, you have the right to seek payment from any at-fault parties, which might include the rental car driver, other drivers, or the rental company.
Your claim would proceed against the rental car driver and possibly the rental car company, depending on the coverage they purchased. The driver’s personal insurance also might apply.
You can still recover damages as long as you’re not more than 50% responsible, though your percentage of fault will reduce your payment. Driver error is common in these cases, but partial fault doesn’t mean zero compensation.
If you’ve suffered serious injuries in a rental car accident caused by another driver, call Conboy Law today for a free consultation. We’re ready to review your case and explain your options with no obligation.
We take rental car accident cases on a contingency fee basis, meaning you pay nothing unless we win compensation for you. Let our experienced team provide the legal services you need through this difficult time—you don’t have to face this challenge alone.
We handle motor vehicle accidents throughout Chicago, focusing on getting results for victims. We know the trauma an accident can cause, from elder abuse cases to car crashes, and we’re here to help.
Joseph M. Conboy, founder of Conboy Law, represents victims of catastrophic injuries and wrongful death, securing numerous multi-million-dollar results. Recognized as a Super Lawyers Rising Star (2019–2022), he is a member of the American Association for Justice and Illinois Trial Lawyers Association. Mr. Conboy earned his J.D. from DePaul University and a B.A. in Economics from the University of Colorado.
If you or a loved one has been injured, don’t hesitate to contact our injury attorneys today!
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